BEST Legit Online Loans Philippines
Need to borrow cash? For convenience, consider online lenders. Learn your options in this comprehensive list of legit online loans in the Philippines.
15+ Legit online loans in the Philippines
Maximum sum: 25000 PHP
First Loan: 0.01%
Loan term: 1-60 days
Offer time: 14 min
Withdrawal:
Work schedule: 24/7
Age: 18-70 years
Maximum sum: 50000 PHP
First Loan: 0.01%
Loan term: 1-360 days
Offer time: 5 min
Withdrawal:
Work schedule: 24/7
Age: 20-65 years
Maximum sum: 25000 PhP
First Loan: 0.5%
Loan term: 91-365 days
Offer time: 10 min
Withdrawal:
Work schedule: 24/7
Age: 18-75 years
Maximum sum: 30000 PHP
First Loan: 0.01%
Loan term: 1-181 days
Offer time: 5 min
Withdrawal:
Work schedule: 24/7
Age: 18-65 years
Maximum sum: 50000 PhP
First Loan: 0.01%
Loan term: 1-30 days
Offer time: 15 min
Withdrawal:
Work schedule: 24/7
Age: 18-75 years
Maximum sum:
First Loan: %
Loan term: days
Offer time: min
Withdrawal:
Work schedule:
Age: years
Maximum sum: 25000 PHP
First Loan: 0.01%
Loan term: 1-30 days
Offer time: 15 min
Withdrawal:
Work schedule: 24/7
Age: 18-65 years
Maximum sum: 25000 PHP
First Loan: 0.01%
Loan term: 1-30 days
Offer time: 5 min
Withdrawal:
Work schedule: 24/7
Age: 18-65 years
Maximum sum:
First Loan: %
Loan term: days
Offer time: min
Withdrawal:
Work schedule:
Age: years
Maximum sum: 25000 PHP
First Loan: 0.01%
Loan term: 1-30 days
Offer time: 10 min
Withdrawal:
Work schedule: 24/7
Age: 21-70 years
Maximum sum: 20000 PHP
First Loan: 0.01%
Loan term: 1-180 days
Offer time: 30 min
Withdrawal:
Work schedule: 24/7
Age: 22-68 years
Maximum sum: 12000 PHP
First Loan: 0.01%
Loan term: 1-12 days
Offer time: 15 min
Withdrawal:
Work schedule: 24/7
Age: 20-55 years
Maximum sum: 20000 PHP
First Loan: 0.01%
Loan term: 7-14 days
Offer time: 15 min
Withdrawal:
Work schedule: 24/7
Age: 21-70 years
Maximum sum:
First Loan: %
Loan term: days
Offer time: min
Withdrawal:
Work schedule:
Age: years
Maximum sum: 25000 PHP
First Loan: 0.01%
Loan term: 1-90 days
Offer time: 5 min
Withdrawal:
Work schedule: 24/7
Age: 21-70 years
Maximum sum: 25000 PHP
First Loan: 0.01%
Loan term: 90-360 days
Offer time: 15 min
Withdrawal:
Work schedule: 24/7
Age: 18-60 years
Maximum sum: 25000 PHP
First Loan: 0.01%
Loan term: 1-12 days
Offer time: 5 min
Withdrawal:
Work schedule: 24/7
Age: 20-55 years
Frequently Asked Questions
Yes, online loans are legal in the Philippines, provided the lending companies are registered with the Securities and Exchange Commission (SEC) under Republic Act No. 9474, also known as the Lending Company Regulation Act of 2007.
- Tala: Loan amount of ₱1,000 to ₱25,000, with no minimum annual income requirement.
- HSBC Personal Loan: Loan amount ranging from ₱30,000 to ₱500,000, with a minimum annual income of ₱168,000.
- CIMB Personal Loan: Loan amount ranging from ₱30,000 to ₱1 million, with a minimum annual income of ₱180,000.
- Maybank Personal Loan: Loan amount of up to ₱1 million, with a minimum annual income of ₱300,000.
If you fail to repay an online loan in the Philippines, it creates a civil obligation between you and the lender. According to Philippine law, specifically the Civil Code, the lender has the right to take legal action to recover the debt. This could result in a court case, additional fees, and potentially negative impacts on your credit score.