Best Quick Cash Loans in the Philippines with No Credit Check (2025)

The need for quick cash loans in the Philippines is higher than ever in 2025, especially for individuals looking for fast financial assistance without the hassle of credit checks. Whether it’s for emergency medical expenses, urgent bills, or unexpected financial needs, no-credit-check loans provide an accessible solution. Many online lending platforms now offer instant approval with minimal requirements, making it easier for Filipinos to secure quick funding.

In this comprehensive guide, we’ll explore the best no-credit-check quick cash loan providers in the Philippines. You’ll find details on loan amounts, interest rates, approval times, and eligibility criteria to help you choose the right loan for your needs.

This article offers a detailed guide to the best no-credit-check quick cash loans available in the Philippines. It covers top providers such as 👉 DIGIDO 💲 CASH-EXPRESS 💲 KVIKU 💲 FINBRO 💲 CREZU 💲 LOANONLINE 💲 CASHSPACE 💲 FINMERKADO 💲 PEROLOAN 💲 MONEY CAT 💲 and FINLOO💲. We’ll review their loan amounts, interest rates, eligibility requirements, and application procedures to help you choose the best option.

Why Choose No Credit Check Loans?

No-credit-check loans are ideal for individuals who:

• Have a poor or no credit history.
• Need urgent financial assistance without lengthy bank approvals.
• Prefer a simple, online application process with minimal documentation.
• Want instant cash loans without collateral.

With these loans, Filipinos who may not qualify for traditional bank loans can still access funds quickly and conveniently.

Top No-Credit-Check Quick Cash Loan Providers in the Philippines (2025)

1. Digido

• Loan Amount: PHP 1,000 – PHP 25,000
• Interest Rate: 0% for first-time borrowers (within promo period)
• Approval Time: Within 24 hours
• Requirements: Valid ID, mobile number, active bank account
• Repayment Term: 3 to 6 months
• Why Choose Digido? Hassle-free application and instant cash disbursement with no collateral required.
• Apply Now

Digido provides fast cash loans through a simple, hassle-free application process without the need for collateral. First-time borrowers can benefit from a 0% interest rate, making it an attractive option for meeting urgent financial needs.

2. Cash-Express

• Loan Amount: PHP 1,500 – PHP 20,000
• Interest Rate: 1.99% – 2.49% per month
• Approval Time: 15 minutes to a few hours
• Requirements: Government-issued ID, active phone number
• Repayment Term: 7 to 30 days
• Why Choose Cash-Express? Ideal for those needing quick funds with minimal documentation.
• Apply Now

Cash-Express offers instant cash loans with minimal documentation, making it an excellent choice for borrowers who need quick and hassle-free funding.

3. Kviku

• Loan Amount: PHP 500 – PHP 25,000
• Interest Rate: Starts at 0.16% per day
• Approval Time: Instant approval
• Requirements: ID, mobile number, bank account
• Repayment Term: 3 to 6 months
• Why Choose Kviku? Automated platform with quick, hassle-free loan approval.
• Apply Now

Kviku is a fully automated online lending platform that provides instant approval without the need for face-to-face verification, ensuring a fast and convenient borrowing experience.

4. Finbro

• Loan Amount: PHP 1,000 – PHP 50,000
• Interest Rate: 0% for first-time borrowers (within promo period)
• Approval Time: Less than 24 hours
• Requirements: Valid ID, active bank account
• Repayment Term: 3 to 12 months
• Why Choose Finbro? Higher loan amounts and flexible repayment terms.
• Apply Now

Finbro offers larger loan amounts than most instant cash loan providers, making it a great option for borrowers with higher financial needs.

5. Crezu

• Loan Amount: PHP 1,000 – PHP 20,000
• Interest Rate: Varies by lender
• Approval Time: Within 5 minutes
• Requirements: Government ID, mobile number
• Repayment Term: 1 to 12 months
• Why Choose Crezu? A loan aggregator that connects you with the best lenders.
• Apply Now

Crezu serves as a loan aggregator, matching borrowers with the most suitable lending platforms based on their financial profiles, ensuring a tailored borrowing experience.

6. LoanOnline

• Loan Amount: PHP 1,000 – PHP 25,000
• Interest Rate: 1.5% – 2.3% per month
• Approval Time: Within an hour
• Requirements: ID, employment details
• Repayment Term: Up to 12 months
• Why Choose LoanOnline? Quick application with minimal verification requirements.
• Apply Now

LoanOnline offers a quick and straightforward application process, enabling users to receive funds promptly without the need for extensive verification.

7. CashSpace

• Loan Amount: PHP 1,000 – PHP 20,000
• Interest Rate: Varies by lender
• Approval Time: Instant approval
• Requirements: ID, active phone number
• Repayment Term: 3 to 6 months
• Why Choose CashSpace? Helps borrowers find the best loan offers.
• Apply Now

CashSpace operates as a loan aggregator, assisting users in finding the best no-credit-check loan offers from multiple lenders for a more convenient borrowing experience.

8. Finmerkado

• Loan Amount: PHP 5,000 – PHP 50,000
• Interest Rate: Starts at 1.99% per month
• Approval Time: Within a few hours
• Requirements: ID, income proof (if required)
• Repayment Term: 6 to 24 months
• Why Choose Finmerkado? Higher loan limits with flexible repayment.
• Apply Now

Finmerkado provides higher loan amounts with flexible repayment terms, making it a suitable option for both employed and self-employed individuals.

9. PeroLoan

• Loan Amount: PHP 1,500 – PHP 30,000
• Interest Rate: 2% – 4% per month
• Approval Time: 30 minutes to a few hours
• Requirements: ID, proof of income (for higher amounts)
• Repayment Term: 3 to 12 months
• Why Choose PeroLoan? Fast approval with manageable repayment terms.
• Apply Now

PeroLoan is a fast and reliable lending platform that provides easy loan approvals and flexible repayment terms, ensuring a hassle-free borrowing experience.

10. MoneyCat

• Loan Amount: PHP 500 – PHP 20,000
• Interest Rate: 0% for first-time borrowers
• Approval Time: Within an hour
• Requirements: ID, mobile number
• Repayment Term: 3 to 6 months
• Why Choose MoneyCat? Perfect for small, short-term loans.
• Apply Now

MoneyCat is an excellent choice for borrowers seeking small, short-term loans, offering a straightforward application process for quick access to funds.

11. Finloo

• Loan Amount: PHP 1,000 – PHP 50,000
• Interest Rate: 1.5% – 2.5% per month
• Approval Time: Instant to 24 hours
• Requirements: ID, bank details
• Repayment Term: 6 to 12 months
• Why Choose Finloo? Competitive rates and flexible repayment options.
• Apply Now

Finloo offers competitive rates and flexible terms, making it a great option for borrowers with diverse financial needs.

Conclusion

Choosing the right no-credit-check quick cash loan in the Philippines depends on factors like loan amount, interest rates, and approval speed. Platforms like Digido and Finbro offer the best benefits for first-time borrowers, while aggregators like Crezu and CashSpace help compare multiple options. Always borrow responsibly and ensure timely repayments to avoid unnecessary fees. With the right lender, you can secure financial assistance efficiently and stress-free.